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1932 Banks Drive , Elgin, IL 60123.
Experience this beautifully updated 2-story colonial in Century Oaks West. Spanning over 2,000 sq. ft., this 4-bedroom, 2.1-bathroom home is move-in ready with extensive recent upgrades. A charming covered front porch leads into a main level featuring crown molding, neutral paint, and stunning hardwood floors. The heart of the home is the updated kitchen with Schrock cabinetry, granite counters, 2019 black-stainless steel appliances, a 2024 refrigerator, & custom built-in seating. The updated family room features a refaced fireplace and views to the expansive fenced yard. The upper level holds four spacious bedrooms, including a primary suite with dual closets and private ensuite. The primary bathroom offers a brand new vanity, fresh grey paint, blue-tooth speaker/vent, & ample natural lighting. Guests will love their upgraded bathroom featuring a brand new vanity, mirror, light fixture, & fresh neutral paint. The finished basement adds significant living space with a recreation room, ample storage, and new carpet (2023), plus a 2024 pantry and updated laundry room. Major systems include a new furnace (2021) and A/C (2021). Entertain with ease in the spacious fenced yard offering an oversized deck, perennial garden, dedicated veggie garden, & custom outdoor bar/potting bench. Just blocks from the Big Timber Metra, Century Oaks Park, & Sherman Hospital. Neary major shopping, restaurants, & entertainment. Quick access to 90, 20, & Randall.
MLS ID: 12625522
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1932 Banks Drive , Elgin, IL 60123.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $430,000 | $430,000 | $430,000 |
| Down Payment | $86,000 | $15,050 | $107,500 |
| Monthly Mortgage Amount | $2,007 | $2,531 | $2,614 |
| Taxes | $598 | $598 | $598 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $189 | $0 |
| Monthly Estimated Total | $2,730 | $3,443 | $3,337 |
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