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538 N Center Street, Oneida, IL 61467.
Space, function, and flexibility come together in this spacious 6 bedroom, 2 bathroom home located in the sought after ROWVA school district. The main level offers a comfortable and functional layout featuring a generously sized living room and a large eat in kitchen complete with abundant cabinetry and storage space, perfect for everyday living and entertaining. Upstairs, you will find three comfortable bedrooms along with a spacious full bathroom. The lower level adds even more versatility with three additional bedrooms, including two non conforming spaces that are ideal for guests, hobbies, or creative use. Tucked just off the main living areas, the inviting fireplace room creates the perfect cozy retreat with a wood burning fireplace and French doors that open directly to the back patio, blending indoor comfort with outdoor living. The basement provides a mix of finished and unfinished space, offering a home office area, flex space to fit your lifestyle, a laundry room, and a large storage area to keep everything organized. Step outside to a large yard designed for both relaxation and entertaining, featuring an expansive patio, deck, and above ground pool. The pool can be removed prior to closing if the buyer prefers, giving you the flexibility to customize the outdoor space to fit your vision. With room to spread out inside and out, this home delivers comfort, versatility, and opportunity in a great location.
MLS ID: CA1043129
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538 N Center Street, Oneida, IL 61467.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $225,000 | $225,000 | $225,000 |
| Down Payment | $45,000 | $7,875 | $56,250 |
| Monthly Mortgage Amount | $1,050 | $1,325 | $1,368 |
| Taxes | $313 | $313 | $313 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $99 | $0 |
| Monthly Estimated Total | $1,463 | $1,837 | $1,781 |